About us

We strive to be the leading direct bank and payments services company. Our mission is to help people spend smarter, manage debt better, and save more to achieve a brighter financial future.

Enhancing the lives of those we serve through financial education, giving back to the community, employee benefits and resources and environmental sustainability.

We provide banking and credit products that help people achieve their goals–from establishing good credit, to paying for a college education to consolidating debt. In payments, our networks connect banks, cardmembers and merchants around the world with innovative commerce solutions.

EXPLORIST INTERNATIONAL our vision is to be the leading direct bank and payments partner.

Our mission is to help people spend smarter, manage debt better and save more so they achieve a brighter financial future. We’re committed to providing our customers with simple, easy-to-understand information and tools to help make more informed financial decisions.